Our debt reduction software does one thing, and does it very well

Calculators, videos, downloads and lots of other free stuff from ZilchWorks

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Free Stuff You Can Share With Your Friends

 

Trial Versions of Our Products
Download trial versions of our popular software.

Credit Score Simulator
Do you know what your credit score is? Our free credit score simulator will give you a good idea of your credit score.

CardCalc Wizard™
Calculate the true cost of paying just the minimums on a credit card.

Credit Card Math™
Credit Card Math is a free debt management tool that goes behind the scenes and reveals the true hidden costs associated with credit card debt.

Online Budget System
Try this revolutionary new online budget system free for 30 days!

10-20-70 Budget
This is a very simple plan for setting up a budget. Have a look and share it with your friends.

Car Buying Calculator
Figures out how much you can afford to borrow when buying a car. This is very important to know when dealing with salespeople.

Learn How To Wipe Out $30,000 Of Debt?
This free e-book will show you how to eliminate your debts quickly and safely without filing bankruptcy.

Card Ratings
Lots of free information about credit cards.

SNL Credit Card Debt Skit With Steve Martin
On March 4, 2006 Saturday Night Live did a skit about credit card debt.

Here are a few music vidoes that will get you motivated

 

Debt Payment Snowball Video
Here's why our customers pay 50-60% less in interest and get out of debt 55-65% faster.

Price Range Calculator
Determines how much you can afford to borrow.

Inflation Calculator
Compares the buying power of a dollar in different years.

Pick Your Own Debt Free Date!
Wouldn't it be great if you could be debt free by a certain date. Our Dial-a-Date feature lets you do just that.

Special Report For Small Business Owners With Credit Card Debt Over 100K
This free report is for individuals and small business owners seeking to reduce very high levels of unsecured debt ($100,000 - $300,000).

Choose to SaveŽ
A national public education and outreach program dedicated to raising awareness about the need to plan and save for long-term personal financial security.

Free Info From The Feds
The Federal Government offers some great free information. Here are just a few links to some useful information.

  • Debt Statistics
  • Choosing A Credit Card
  • Credit Card Survey
  • Filing A Credit Card Complaint
  • Knee Deep In Debt (PDF)
  • Understanding Credit Reports
  • Free Software Downloads Here is a list of great places to find all kinds of free software downloads.