Our software does one thing, and does it very well.

We will help you build a personalized
plan to get out of debt once and for all.

Get Out Of Debt Right Now

Build Your Own Step-By-Step Plan Today!

We have helped thousands of people just like you, get out of debt. Our debt reduction software does one thing and does it very well. Our focus is on helping you build a step-by-step debt repayment plan that is tailored to your specific financial situation. It is not just some added on feature that’s been thrown into a financial application to boost the price.

Back in 1991, we were the first company to come out with a software product for creating step-by-step debt repayment plans. We have remained focused on our goal of producing a product that does one thing very well. Since then Microsoft and Quicken have added debt repayment features to their software.

Because our product has a single focus, you get in and get out quickly. You can produce the results you want fast and easy without having to perform a lot of extra steps.


Just Fill In The Blanks, And Push A Button

Our debt reduction software is powerful. It's easy to use. It will save you money.

You simply fill in the blanks and push a button. Our debt reduction software does the rest. You will create a personalized monthly payment schedule that forecasts when you will be out of debt and shows you exactly how much to pay each creditor each month. It's that easy.


Beverly Pope  -  Georgia

"I am very excited about this program. It is just what I've been looking for. An answer to prayer actually."

"Randy and I are trying to get out of debt so that we will have more money to help our elderly parents. May God richly bless you!"

Click here to see an example plan

Example payment plan

Take a Look at This Typical Example

CREDITOR APR BALANCE PAYMENT
Visa 12.90 2,341.00 70.00
Mastercard 19.80 1,705.00 49.00
Discover 17.90 3,781.00 95.00
Sears 21.00 3,415.00 85.00
TOTALS 11,242.00 299.00

If these were your credit cards our Debt Reduction Software would have shown you how to pay them all off in less time than it would have taken you to payoff just the Visa card alone.

Think about that for a second.

Stop Wasting Money!
Stop Wasting Time!

Take Control Today!
Do it For Yourself Right Now
Go Ahead... It's a Great Decision

 

Gerri Detweiler  -   Author of "Slash Your Debt"

"This is one of the most powerful tools available for reducing debt."

Getting Out of Debt
The 3 Keys to Success

Key #1 - Income: You must have enough income to continue making your current monthly payments.

Key #2 - Decision Making: You need to make a decision right now, today to get out of debt.

Key #3 - Planning: You have to create a realistic repayment plan that fits your budget and stick to it.

If you master these "3 Keys", you will succeed. Why?... Because there are no other hidden factors.

Here are two examples of everyday people, just like you, who took control and mastered these 3 Keys To Success.

 

Robert Gardner  -  Georgia

"After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem."

"I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life."


Alex S.  -  California

"Your program is great! I currently have eight loans out. If I just kept paying off my loans with the minimum payments, it would have taken me over nine and one-half years to pay them off."

"By using your program, I will completely payoff all eight loans in three years and one month. I will save over $4,700 in interest payments!"

Our Software is Easy to Use

After you have purchased and installed your copy of our Debt Reduction Software, here's what you do:

 
1.  Enter the information about your credit cards and loans in the Data Entry Screen.  
 
2.  Click the Debt Reduction button.  
 
3.  Print the Monthly Payment Schedule and stick it on your fridge.  

It's that easy. You have a personal monthly payment schedule that shows you how much to pay each creditor each month. You simply make these payments each month.

What's So Special About Your Software?

That's a good question.

Our software does thousands of calculations. It figures out how to use your money in the most effective way possible. It maximizes every dollar of yours, so you pay hundreds or even thoudsands of dollars less in finance charges.

 
  For Example:  
 
  When Debt #1 gets paid off, the money that would have gone toward Debt #1 is added to the payment for Debt #2.  
 
  When Debt #2 gets paid off, the money that would have gone toward Debt #1 and Debt #2 is added to the payment for Debt #3.  
 
  This continues on and on, for each of your debts until you have only one debt left. At that point, all of the money you were paying on debts winds up going toward the last debt.  

Credit Card Debt Is
The Worst...

Of all the debt you could possibly have, credit card debt is the absolute worst.
Why...
 
You take it home today and pay a small amount each month. This sounds great but it will cost you over twice as much.
 
60% of your monthly payment becomes profit for them. This is called finance charge or interest.
 
For every $5 you send in as a payment only $2 goes toward paying back what you borrowed.
 
  For Example:  
 
  This $959 color television can be yours for only $24 a month. You think to yourself... "I can afford $24... I like that TV... I'll buy it."  
 
  The bill comes in and it says amount due $24. It also says finance charge $14.40. So, you send in $24... they keep $14.40... which means $9.60 goes toward the balance.  
 
  At this rate it will take 109 months (9yrs 1mo) to pay it off. This means you will wind up paying approximately $1,820 for that $959 television. That's almost twice as much.  
 
 
The bottom line is this. It's very expensive to use credit cards when you plan on making the minimum payments each month. These companies know this and they intentionally place signs that say only $XX per month.

30-Day, Money-Back Guarantee. You have my personal guarantee. If you are not satisfied for any reason within 30 days of purchasing this software, I will refund your money.

Michael J. Riley