Get out of debt in 18 months!

How Zilch Works

Step 2 - Enter information

How Zilch Works Steps 1 through 6

Step 2 - Enter information about your debts.

Start by clicking the Add... button on the main screen. When you click the Add... button you will be presented with a simple, easy to use form in a pop-up window. This is how you input the information you collected on the data entry worksheet from Step 1.

( ZilchWorks Main Screen )

Use the simple Add Creditor Information form and enter the following information for each debt.

  • Creditor Name
  • Annual Percentage Rate
  • Current Balance
  • Monthly Payment
  • Credit Card
  • Loan/Mortgage

Click the OK button when you are done.

( Add Creditor Information Form )

After you have competed entering all the creditor information your screen should look similar to this:

( Add Creditor Information Complete )

How Zilch Works Steps 1 through 6
Testimonial scroll

❝I realized that with this tool I could be my own debt counselor!❞

I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.

I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!

This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.

Kathy McClain, Ed.S. Career Educator - Michigan
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Why ZilchWorks

We believe you need to watch out for what we call "Debt Sharks". These are companies that prey upon people in debt because they know how vulnerable debt-ridden people can be.