Step 4: Click a Button and Create Your Plan

Just fill in the blanks and push a button. Instantly create your own personalized debt management plan with the click of a button.

Step 4 - Create Your Plan

( ZilchWorks Main Screen )
( Debt Reduction Screen )
( Payoff Summary Report )

❝Shortly after I started using Zilch I was eligible to buy a house❞

I was looking through my cancelled checks to shred old records and found a check to you for Zilch written on 10/3/1999 for $34.00. Money well spent.

Thank you. Your program accelerated my debt reduction. Shortly after I started using Zilch I was eligible to buy a house and have almost never carried a balance into the next month.

Thanks again.

Rodney Nibbe - Minnesota

I am very impressed with your software. I did not want to go through credit counseling and have it look bad on my credit report, but I needed someone to tell me who and how much to pay each month.

Your software does just what I needed. I love it. Thanks again.

Sabreina Johnson - North Carolina
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Why ZilchWorks

Deep down you know there really is no magic fix to your debt solution. We are here to help you make that uphill climb with debt repayment strategies that work.