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	<MASTER_PAD_VERSION_INFO>
		<MASTER_PAD_VERSION>3.01</MASTER_PAD_VERSION>
		<MASTER_PAD_EDITOR>PADGen 3.0.1.35 http://www.padgen.org</MASTER_PAD_EDITOR>
		<MASTER_PAD_INFO>Portable Application Description, or PAD for short, is a data set that is used by shareware authors to disseminate information to anyone interested in their software products. To find out more go to http://www.asp-shareware.org/pad</MASTER_PAD_INFO>
	</MASTER_PAD_VERSION_INFO>
	<Company_Info>
		<Company_Name>ZilchWorks</Company_Name>
		<Address_1>30 Camelbacl Rd</Address_1>
		<Address_2 />
		<City_Town>Marstons Mills</City_Town>
		<State_Province>MA</State_Province>
		<Zip_Postal_Code>02648</Zip_Postal_Code>
		<Country>USA</Country>
		<Company_WebSite_URL>http://www.zilchworks.com</Company_WebSite_URL>
		<Contact_Info>
			<Author_First_Name>Michael</Author_First_Name>
			<Author_Last_Name>Riley</Author_Last_Name>
			<Author_Email>rileymj@zilchworks.com</Author_Email>
			<Contact_First_Name>Michael</Contact_First_Name>
			<Contact_Last_Name>Riley</Contact_Last_Name>
			<Contact_Email>rileymj@zilchworks.com</Contact_Email>
		</Contact_Info>
		<Support_Info>
			<Sales_Email>info@zilchworks.com</Sales_Email>
			<Support_Email>info@zilchworks.com</Support_Email>
			<General_Email>info@zilchworks.com</General_Email>
			<Sales_Phone>508.420.8250</Sales_Phone>
			<Support_Phone>508.420.8250</Support_Phone>
			<General_Phone>508.420.8250</General_Phone>
			<Fax_Phone />
		</Support_Info>
	</Company_Info>
	<Program_Info>
		<Program_Name>Debt Manager Professional</Program_Name>
		<Program_Version>4.0</Program_Version>
		<Program_Release_Month>02</Program_Release_Month>
		<Program_Release_Day>28</Program_Release_Day>
		<Program_Release_Year>2004</Program_Release_Year>
		<Program_Cost_Dollars>249.95</Program_Cost_Dollars>
		<Program_Cost_Other_Code>EUR</Program_Cost_Other_Code>
		<Program_Cost_Other>225.41</Program_Cost_Other>
		<Program_Type>Shareware</Program_Type>
		<Program_Release_Status>Major Update</Program_Release_Status>
		<Program_Install_Support>Install and Uninstall</Program_Install_Support>
		<Program_OS_Support>Win95,Win98,WinME,WinNT 3.x,WinNT 4.x,Windows2000,WinXP,Windows Vista Starter,Windows Vista Home Basic,Windows Vista Home Premium,Windows Vista Business,Windows Vista Enterprise,Windows Vista Ultimate</Program_OS_Support>
		<Program_Language>English</Program_Language>
		<Program_Change_Info>Product name changed to Debt Manager Professional</Program_Change_Info>
		<Program_Specific_Category>Business</Program_Specific_Category>
		<Program_Category_Class>Business::Accounting &amp; Finance</Program_Category_Class>
		<Program_System_Requirements>16M Ram</Program_System_Requirements>
		<File_Info>
			<File_Size_Bytes>5341184</File_Size_Bytes>
			<File_Size_K>5216</File_Size_K>
			<File_Size_MB>5.09</File_Size_MB>
		</File_Info>
		<Expire_Info>
			<Has_Expire_Info>Y</Has_Expire_Info>
			<Expire_Count>30</Expire_Count>
			<Expire_Based_On>Days</Expire_Based_On>
			<Expire_Other_Info />
			<Expire_Month />
			<Expire_Day />
			<Expire_Year />
		</Expire_Info>
	</Program_Info>
	<Program_Descriptions>
		<English>
			<Keywords>debt management software,financial management,get out of debt,money management tools,personal finances,personal financial management,rapid debt reduction software,student loans,zilch works</Keywords>
			<Char_Desc_45>Create high quality debt management plans.</Char_Desc_45>
			<Char_Desc_80>Create high quality debt management plans for clients in less than 5 minutes.</Char_Desc_80>
			<Char_Desc_250>Create high quality debt management plans for your clients in less than 5 minutes. Debt Manager  Professional gives you the most powerful toolset available for developing rapid debt repayment plans. Your clients will just love these custom reports.</Char_Desc_250>
			<Char_Desc_450>Create high quality debt management plans for your clients in less than 5 minutes.  Debt Manager Professional gives you the most powerful toolset available for developing rapid debt repayment plans. Your clients will just love these custom reports. The Personal Financial Profile combines debt management &amp; wealth building on the same page delivering a powerful message. Download a copy and see for yourself how valuable this tool really is.</Char_Desc_450>
			<Char_Desc_2000>Create high quality debt management plans for your clients in less than 5 minutes.  Debt Manager  Professional gives you the most powerful toolset available for developing rapid debt repayment plans. Your clients will just love these custom reports.

The Personal Financial Profile combines debt management &amp; wealth building on the same page delivering a powerful message Download a copy and see for yourself how valuable this tool really is.

Features: 

* Store client's name and address information 
* Print client's name and address on reports 
* Print company's name, address, phone number, etc., on reports 
* Data Entry Worksheet 
* 10-20-70 Budget printout 
* Personal Financial Profile - debt graphs, wealth building chart, and inspirational custom message 
* Custom background shading color 
* Custom graph colors 
* Report Builder to customize printed reports 
* Bottom Left Footers - four completely customizable left-justified report footers 
* Bottom Right Footers - four completely customizable right-justified report footers</Char_Desc_2000>
		</English>
	</Program_Descriptions>
	<Web_Info>
		<Application_URLs>
			<Application_Info_URL>http://www.zilchworks.com/zilchprofessional.html</Application_Info_URL>
			<Application_Order_URL>http://www.zilchworks.com/buynow.html</Application_Order_URL>
			<Application_Screenshot_URL>http://www.zilchworks.com/images/debtmanagerpro.jpg</Application_Screenshot_URL>
			<Application_Icon_URL>http://www.zilchworks.com/images/ZWOnly32X32.gif</Application_Icon_URL>
			<Application_XML_File_URL>http://www.zilchworks.com/padfiles/zilchprofessional.xml</Application_XML_File_URL>
		</Application_URLs>
		<Download_URLs>
			<Primary_Download_URL>http://www.zilchworks.com/downloads/zilchp40.exe</Primary_Download_URL>
			<Secondary_Download_URL>http://www.zilchworks.com/downloads/zilchp30.zip</Secondary_Download_URL>
			<Additional_Download_URL_1 />
			<Additional_Download_URL_2 />
		</Download_URLs>
	</Web_Info>
	<Permissions>
		<Distribution_Permissions>----------------------------------------------------------------------------------------------------- 
----------------------------------------------------------------------------------------------------- 
1. Trial Version License 
----------------------------------------------------------------------------------------------------- 
By receiving and/or using ZilchWorks software, you accept the following Trial Version User Agreement. This agreement is a binding legal agreement between ZilchWorks and the purchasers, users or evaluators of ZilchWorks' software and products. If you do not intend to honor this agreement, remove all installed ZilchWorks Systems software from your computer now.
-----------------------------------------------------------------------------------------------------
2. Trial Version Distribution
----------------------------------------------------------------------------------------------------- 
This Trial Version software may be freely distributed, provided that: 
2.1. Such distribution includes only the original archive supplied by ZilchWorks. You may not alter, delete or add any files in the distribution archive. 
2.2. The limited evaluation nature of the Trial Version software is not misrepresented.
2.3. No money is charged to the person receiving the software, beyond reasonable cost of packaging and other overhead. For information about redistribution of Zilch Standard... WWW: http://www.zilchworks.com E-mail: partners@zilchworks.com Phone: 508.420.8248</Distribution_Permissions>
		<EULA>----------------------------------------------------------------------------------------------------- 
1. Trial Version License
----------------------------------------------------------------------------------------------------- 
By receiving and/or using ZilchWorks software, you accept the following Trial Version User Agreement. This agreement is a binding legal agreement between ZilchWorks and the purchasers, users or evaluators of ZilchWorks' software and products. If you do not intend to honor this agreement, remove all installed ZilchWorks software from your computer now. 
----------------------------------------------------------------------------------------------------- 
2. Trial Version Distribution 
----------------------------------------------------------------------------------------------------- 
This Trial Version software may be freely distributed, provided that: 
2.1. Such distribution includes only the original archive supplied by ZilchWorks. You may not alter, delete or add any files in the distribution archive. 
2.2. The limited evaluation nature of the Trial Version software is not misrepresented. 
2.3. No money is charged to the person receiving the software, beyond reasonable cost of packaging and other overhead. For information about redistribution of Zilch Standard... WWW: http://www.zilchworks.com E-mail: partners@zilchworks.com  Phone: 508.420.8248
----------------------------------------------------------------------------------------------------- 
3. Trial Version User Agreement
 ----------------------------------------------------------------------------------------------------- 
3.1. Trial Version Use You may evaluate the Trial Version for maximum of thirty calendar days, after which you must purchase a Full Version from ZilchWorks or remove the software from your computer. You may allow other users to evaluate copies of the Trial Version. All Trial Version users are subject to the terms of this agreement. 
3.2. Usage and distribution restrictions - The evaluator/user/buyer/owner may not use or distribute ZilchWorks software for any unlawful purpose. Distribution of ZilchWorks software together with pornographic material is prohibited. The evaluator/user/buyer/owner is not allowed to attempt to reverse engineer, disassemble or decompile ZilchWorks Software and products. 
3.3 Copyright restriction - ZilchWorks name and any logo or graphics file that represents our software may not be used in any way to promote products developed with our software. All parts of ZilchWorks software and products are copyright protected. No program, code, part, image, video clip, audio sample, text or computer generated sequence of images may be copied or used in any way by the user except as intended within the bounds of the single user program. 
3.4. Limitation of responsibility - The evaluator/user/buyer/owner of ZilchWorks software will indemnify, hold harmless, and defend ZilchWorks against lawsuits, claims, costs associated with defense or accusations that result from the use of ZilchWorks software. ZilchWorks is not responsible for any damages whatsoever, including loss of information, interruption of business, personal injury and/or any damage or consequential damage without limitation, incurred before, during or after the use of our products. Our entire liability, without exception, is limited to the customers' reimbursement of the purchase price of the software (maximum being the suggested retail price as listed by ZilchWorks) in exchange for the return of the product, all copies, registration papers and manuals, and all materials that constitute a transfer of ownership from the customer back to ZilchWorks.</EULA>
	</Permissions>
	<Affiliates>
		<Affiliates_FORM>Y</Affiliates_FORM>
		<Affiliates_VERSION>1.2</Affiliates_VERSION>
		<Affiliates_URL>http://www.asp-shareware.org/pad/extensions/Affiliates.htm</Affiliates_URL>
		<Affiliates_Information_Page>http://www.zilchworks.com/Affiliate/index.html</Affiliates_Information_Page>
		<Affiliates_Avangate_Order_Page />
		<Affiliates_Avangate_Vendor_ID />
		<Affiliates_Avangate_Product_ID />
		<Affiliates_Avangate_Maximum_Commission_Rate />
		<Affiliates_BMTMicro_Order_Page />
		<Affiliates_BMTMicro_Vendor_ID />
		<Affiliates_BMTMicro_Product_ID />
		<Affiliates_BMTMicro_Maximum_Commission_Rate />
		<Affiliates_clixGalore_Order_Page />
		<Affiliates_clixGalore_Vendor_ID />
		<Affiliates_clixGalore_Product_ID />
		<Affiliates_clixGalore_Maximum_Commission_Rate />
		<Affiliates_CommissionJunction_Order_Page />
		<Affiliates_CommissionJunction_Vendor_ID />
		<Affiliates_CommissionJunction_Product_ID />
		<Affiliates_CommissionJunction_Maximum_Commission_Rate />
		<Affiliates_DigiBuy_Order_Page />
		<Affiliates_DigiBuy_Vendor_ID />
		<Affiliates_DigiBuy_Product_ID />
		<Affiliates_DigiBuy_Maximum_Commission_Rate />
		<Affiliates_DigitalCandle_Order_Page />
		<Affiliates_DigitalCandle_Vendor_ID />
		<Affiliates_DigitalCandle_Product_ID />
		<Affiliates_DigitalCandle_Maximum_Commission_Rate />
		<Affiliates_Emetrix_Order_Page />
		<Affiliates_Emetrix_Vendor_ID />
		<Affiliates_Emetrix_Product_ID />
		<Affiliates_Emetrix_Maximum_Commission_Rate />
		<Affiliates_eSellerate_Order_Page />
		<Affiliates_eSellerate_Vendor_ID />
		<Affiliates_eSellerate_Product_ID />
		<Affiliates_eSellerate_Maximum_Commission_Rate />
		<Affiliates_Kagi_Order_Page />
		<Affiliates_Kagi_Vendor_ID />
		<Affiliates_Kagi_Product_ID />
		<Affiliates_Kagi_Maximum_Commission_Rate />
		<Affiliates_LinkShare_Order_Page />
		<Affiliates_LinkShare_Vendor_ID />
		<Affiliates_LinkShare_Product_ID />
		<Affiliates_LinkShare_Maximum_Commission_Rate />
		<Affiliates_NorthStarSol_Order_Page />
		<Affiliates_NorthStarSol_Vendor_ID />
		<Affiliates_NorthStarSol_Product_ID />
		<Affiliates_NorthStarSol_Maximum_Commission_Rate />
		<Affiliates_Order1_Order_Page />
		<Affiliates_Order1_Vendor_ID />
		<Affiliates_Order1_Product_ID />
		<Affiliates_Order1_Maximum_Commission_Rate />
		<Affiliates_Osolis_Order_Page />
		<Affiliates_Osolis_Vendor_ID />
		<Affiliates_Osolis_Product_ID />
		<Affiliates_Osolis_Maximum_Commission_Rate />
		<Affiliates_Plimus_Order_Page />
		<Affiliates_Plimus_Vendor_ID />
		<Affiliates_Plimus_Product_ID />
		<Affiliates_Plimus_Maximum_Commission_Rate />
		<Affiliates_Regnet_Order_Page />
		<Affiliates_Regnet_Vendor_ID />
		<Affiliates_Regnet_Product_ID />
		<Affiliates_Regnet_Maximum_Commission_Rate />
		<Affiliates_Regnow_Order_Page />
		<Affiliates_Regnow_Vendor_ID />
		<Affiliates_Regnow_Product_ID />
		<Affiliates_Regnow_Maximum_Commission_Rate />
		<Affiliates_Regsoft_Order_Page />
		<Affiliates_Regsoft_Vendor_ID />
		<Affiliates_Regsoft_Product_ID />
		<Affiliates_Regsoft_Maximum_Commission_Rate />
		<Affiliates_ShareIt_Order_Page>http://www.shareit.com/product.html?productid=193642</Affiliates_ShareIt_Order_Page>
		<Affiliates_ShareIt_Vendor_ID>29743</Affiliates_ShareIt_Vendor_ID>
		<Affiliates_ShareIt_Product_ID>193642</Affiliates_ShareIt_Product_ID>
		<Affiliates_ShareIt_Maximum_Commission_Rate>20</Affiliates_ShareIt_Maximum_Commission_Rate>
		<Affiliates_Shareasale_Order_Page />
		<Affiliates_Shareasale_Vendor_ID />
		<Affiliates_Shareasale_Product_ID />
		<Affiliates_Shareasale_Maximum_Commission_Rate />
		<Affiliates_SWReg_Order_Page />
		<Affiliates_SWReg_Vendor_ID />
		<Affiliates_SWReg_Product_ID />
		<Affiliates_SWReg_Maximum_Commission_Rate />
		<Affiliates_V-Share_Order_Page />
		<Affiliates_V-Share_Vendor_ID />
		<Affiliates_V-Share_Product_ID />
		<Affiliates_V-Share_Maximum_Commission_Rate />
		<Affiliates_VFree_Order_Page />
		<Affiliates_VFree_Vendor_ID />
		<Affiliates_VFree_Product_ID />
		<Affiliates_VFree_Maximum_Commission_Rate />
		<Affiliates_Yaskifo_Order_Page />
		<Affiliates_Yaskifo_Vendor_ID />
		<Affiliates_Yaskifo_Product_ID />
		<Affiliates_Yaskifo_Maximum_Commission_Rate />
	</Affiliates>
	<ASP>
		<ASP_FORM>Y</ASP_FORM>
		<ASP_Member>Y</ASP_Member>
		<ASP_Member_Number>07509</ASP_Member_Number>
	</ASP>
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