<?xml version="1.0" encoding="UTF-8"?>
<XML_DIZ_INFO>
  <MASTER_PAD_VERSION_INFO>
    <MASTER_PAD_VERSION>4.0</MASTER_PAD_VERSION>
    <MASTER_PAD_INFO>Portable Application Description (PAD) file for Zilch Standard.</MASTER_PAD_INFO>
    <CERTIFIED>N</CERTIFIED>
    <CERTIFICATE_ID/>
    <CERTIFICATE_LICENSE/>
  </MASTER_PAD_VERSION_INFO>
  <Company_Info>
    <Company_Name>ZilchWorks</Company_Name>
    <Country>United States of America</Country>
    <State_Province>MA</State_Province>
    <City_Town>Marstons Mills</City_Town>
    <Zip_Postal_Code>02648</Zip_Postal_Code>
    <Address_1>30 Camelback Rd</Address_1>
    <Address_2></Address_2>
    <Company_WebSite_URL>https://www.zilchworks.com</Company_WebSite_URL>
    <Contact_Info>
      <Contact_First_Name>Michael</Contact_First_Name>
      <Contact_Last_Name>Riley</Contact_Last_Name>
      <Contact_Email>support@zilchworks.com</Contact_Email>
      <Author_First_Name>Michael</Author_First_Name>
      <Author_Last_Name>Riley</Author_Last_Name>
      <Author_Email>support@zilchworks.com</Author_Email>
      <Contact_Phone/>
    </Contact_Info>
    <Support_Info>
      <Sales_Email>support@zilchworks.com</Sales_Email>
      <Support_Email>support@zilchworks.com</Support_Email>
      <General_Email>support@zilchworks.com</General_Email>
      <Sales_Phone/>
      <Support_Phone/>
      <General_Phone/>
      <Fax_Phone/>
    </Support_Info>
    <FacebookCompanyPage>https://www.facebook.com/zilchworks</FacebookCompanyPage>
  </Company_Info>
  <Program_Info>
    <Program_Name>Zilch Standard</Program_Name>
    <Program_Version>34.6</Program_Version>
    <Program_Release_Month>06</Program_Release_Month>
    <Program_Release_Day>14</Program_Release_Day>
    <Program_Release_Year>2024</Program_Release_Year>
    <Program_Cost_Dollars>69.95</Program_Cost_Dollars>
    <Program_Type>Shareware</Program_Type>
    <Program_Category_Class>Home &amp; Hobby::Personal Finance</Program_Category_Class>
    <Program_Categories>Business &amp; Finance :: Finance Tools,Business &amp; Finance :: Misc. Business</Program_Categories>
    <Program_Release_Status>Major Update</Program_Release_Status>
    <Program_Install_Support>Install and Uninstall</Program_Install_Support>
    <Program_Target_Platform>Windows</Program_Target_Platform>
    <Program_OS_Support>Windows 10,Windows 11</Program_OS_Support>
    <Program_Language>English</Program_Language>
    <Program_Change_Info>Updated user interface, Windows 10/11 support, and enhanced reports.</Program_Change_Info>
    <Program_System_Requirements>Windows 10 or 11</Program_System_Requirements>
    <Limitations>Saving is disabled in the trial version.</Limitations>
    <Awards>https://www.zilchworks.com/in-the-news.asp</Awards>
    <File_Info>
      <File_Size_Bytes>8040448</File_Size_Bytes>
      <File_Size_K>7852</File_Size_K>
      <File_Size_MB>7.66</File_Size_MB>
    </File_Info>
  </Program_Info>
  <Web_Info>
    <Application_URLs>
      <Application_Info_URL>https://www.zilchworks.com/zilch-standard.asp</Application_Info_URL>
      <Application_Order_URL>https://www.zilchworks.com/buynow.asp</Application_Order_URL>
      <Application_Screenshot_URL>https://www.zilchworks.com/images/debt-reduction-screen.png</Application_Screenshot_URL>
      <Application_Icon_URL>https://www.zilchworks.com/images/ZWOnly32X32.JPG</Application_Icon_URL>
      <Application_XML_File_URL>https://www.zilchworks.com/padfiles/zilchstandard.xml</Application_XML_File_URL>
      <Video_Link_1_URL>https://youtu.be/sJWCmZwqTAg</Video_Link_1_URL>
      <Video_Link_2_URL>https://www.youtube.com/shorts/zjrMCuFnA5E</Video_Link_2_URL>
    </Application_URLs>
    <Download_URLs>
      <Primary_Download_URL>https://www.zilchworks.com/downloads/ZilchStdTrial(x64)setup.exe</Primary_Download_URL>
      <Secondary_Download_URL/>
      <Additional_Download_URL_1/>
      <Additional_Download_URL_2/>
    </Download_URLs>
  </Web_Info>
  <Program_Descriptions>
    <English>
      <Keywords>debt reduction software,financial management,get out of debt,money management tools,personal finances,personal financial management,rapid debt reduction software,student loans,zilch works</Keywords>
      <Char_Desc_45>Get out of debt in 18-24 months. Easy to use.</Char_Desc_45>
      <Char_Desc_80>Get out of debt in 18-24 months. Turn debt data into a realistic payment plan.</Char_Desc_80>
      <Char_Desc_250>Get out of debt in 18-24 months. Zilch takes the information about credit card debt (balances, payments, interest rates) and turns it into a monthly payment plan that shows how much to pay each creditor every month. No financial expertise needed.</Char_Desc_250>
      <Char_Desc_450>Get out of debt in 18-24 months. Zilch takes the information about credit card debt (balances, payments, interest rates) and turns it into a monthly payment plan that shows how much to pay each creditor every month. The software lets you choose between a debt pay down strategy of 'Avalanche' highest interest rate first, or 'Snowball' quickest to be paid off first. Easy to use and requires no financial expertise. 30-day money back guarantee.</Char_Desc_450>
      <Char_Desc_2000>Get out of debt in 18-24 months. Zilch takes the information about credit card debt (balances, payments, interest rates) and turns it into a monthly payment plan that shows how much to pay each creditor every month. The software lets you choose between a debt pay down strategy of 'Avalanche' highest interest rate first, or 'Snowball' quickest to be paid off first. Easy to use and requires no financial expertise. 30-day money back guarantee.</Char_Desc_2000>
    </English>
  </Program_Descriptions>
  <Permissions>
    <Distribution_Permissions>The trial version of Zilch Standard can be freely distributed over the internet in an unchanged form.</Distribution_Permissions>
    <EULA>----------------------------------------------------------------------------------------------------- &#13;
1. Trial Version License&#13;
 ----------------------------------------------------------------------------------------------------- &#13;
By receiving and/or using ZilchWorks software, you accept the following Trial Version User Agreement. This agreement is a binding legal agreement between ZilchWorks and the purchasers, users or evaluators of ZilchWorks' software and products. If you do not intend to honor this agreement, remove all installed ZilchWorks software from your computer now.&#13;
 ----------------------------------------------------------------------------------------------------- &#13;
2. Trial Version Distribution&#13;
 ----------------------------------------------------------------------------------------------------- &#13;
This Trial Version software may be freely distributed, provided that: &#13;
2.1. Such distribution includes only the original archive supplied by ZilchWorks. You may not alter, delete or add any files in the distribution archive. &#13;
2.2. The limited evaluation nature of the Trial Version software is not misrepresented. &#13;
2.3. No money is charged to the person receiving the software, beyond reasonable cost of packaging and other overhead.&#13;
----------------------------------------------------------------------------------------------------- &#13;
3. Trial Version User Agreement &#13;
----------------------------------------------------------------------------------------------------- &#13;
3.1. Trial Version Use You may evaluate the Trial Version for maximum of thirty calendar days, after which you must purchase a Full Version from ZilchWorks or remove the software from your computer. You may allow other users to evaluate copies of the Trial Version. All Trial Version users are subject to the terms of this agreement. &#13;
3.2. Usage and distribution restrictions - The evaluator/user/buyer/owner may not use or distribute ZilchWorks software for any unlawful purpose. Distribution of ZilchWorks software together with pornographic material is prohibited. The evaluator/user/buyer/owner is not allowed to attempt to reverse engineer, disassemble or decompile ZilchWorks Software and products. &#13;
3.3 Copyright restriction - ZilchWorks name and any logo or graphics file that represents our software may not be used in any way to promote products developed with our software. All parts of ZilchWorks software and products are copyright protected. No program, code, part, image, video clip, audio sample, text or computer generated sequence of images may be copied or used in any way by the user except as intended within the bounds of the single user program. &#13;
3.4. Limitation of responsibility - The evaluator/user/buyer/owner of ZilchWorks software will indemnify, hold harmless, and defend ZilchWorks against lawsuits, claims, costs associated with defense or accusations that result from the use of ZilchWorks software. ZilchWorks is not responsible for any damages whatsoever, including loss of information, interruption of business, personal injury and/or any damage or consequential damage without limitation, incurred before, during or after the use of our products. Our entire liability, without exception, is limited to the customers' reimbursement of the purchase price of the software (maximum being the suggested retail price as listed by ZilchWorks) in exchange for the return of the product, all copies, registration papers and manuals, and all materials that constitute a transfer of ownership from the customer back to ZilchWorks</EULA>
  </Permissions>
</XML_DIZ_INFO>
