Our debt reduction software does one thing, and does it very well

"One of the most powerful tools available for helping you get out of debt" - Gerri Detweiler

Zilch Standard Only $39.95

Buy Now     Download  
Requires Microsoft Windows - 7,Vista,XP,2000,NT,ME,98,95

( Screen Shots: click on images to enlarge )
Main screen
Main Screen
 Payment Schedule
Payment Schedule
 Price Range Calculator
Price Range Calculator

Just Fill in the Blanks, and Push a Button

Get out of debt today starting from scratch. Save thousands of dollars in interest penalties. Just fill in the blanks and push a button.

This tool takes into account all of the details surrounding your debts, interest rates, current payments, outstanding balances, etc... and quickly and easily turns it all into a month-by-month detailed debt elimination plan.

With just the click of the mouse you can print your monthly payment schedule and be on your way to financial security. Stop giving your money away... Stop making your bank rich... Stop making your credit card company rich... Stop making your mortgage company rich. Because, as long as you keep giving them your money they'll keep taking it.

Now, you can take advantage of trade secrets used by many financial counselors in the privacy and comfort of your own home. No financial expertise is required.

Example Debt Management Plan
Example Debt Management Plan

Features:

  • Easy data entry up to 30 creditors
  • Handles credit cards, loans and mortgages
  • Choice of 7 different payoff strategies
  • Dial a Date - you pick a debt free date we do the rest
  • Choice of background shading on reports
  • Loan Payment Calculator
  • Price Range Calculator
  • Remaining Balance Calculator
  • Future Value of Lump Sum Calculator
  • Future Value of Regular Deposits Calculator
  • Lump Sum required for Future Value Calculator
  • Regular Deposits required for Future Value
  • Choice of 7 pre-defined gradient screen colors

    		•  Case Study #1
  • 5 Credit Cards
  • Total Debt $5,876
  • Pledge Money $100
  • Payoff Time 24 Months
  • Time Saved: 10 yrs 5 mos
  • Money Saved: $3,309

    Case Study #2
  • 4 Credit Cards
  • Total Debt $11,242
  • Pledge Money $100
  • Payoff Time 3 yrs 1 mo
  • Time Saved: 22 yrs 3 mos
  • Money Saved: $11,689

    Case Study #3
  • 4 Credit Cards
  • 1 Auto Loan
  • 1 Student Loan
  • 1 Mortgage
  • Total Debt $315,342
  • Pledge Money $125
  • Payoff Time 13 yrs
  • Time Saved: 12 yrs 4 mos
  • Money Saved: $59,843

    • Only: $39.95  Buy Now     Download  
    Requires Microsoft Windows - 7,Vista,XP,2000,NT,ME,98,95

    C. H.  -  Oklahoma

    "Zilch is the most mind-bogglingly useful financial software I have ever seen."
    Kathy McClain, Ed.S. Career Educator

    "I realized I could be my own debt counselor!"

    "I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information."

    "I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!"

    "This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program."

    Jack Germain, Software Reviewer  -  New York

    "To make sure this wasn't just computer wizardry, I printed the reports and asked a financial consultant to check them for accuracy.

    He got very similar bottom lines but it took him considerably longer to do the figuring using his computer spreadsheet."
    Robert Gardner  -  Georgia

    "After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem.

    I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life."
    Beverly Pope  -  Georgia

    "I am very excited about this program. It is just what I've been looking for. An answer to prayer actually. Randy and I are trying to get out of debt so that we will have more money to help our elderly parents. May God richly bless you!"
    Anthony Roberts, Financial Consultant  -  London

    "Michael, your software is absolutely brilliant! Every other debt reduction package I have seen (and I've seen a lot of them) is rubbish. Not worth the time. You are not charging folks nearly enough money. It is easily worth ten times what you sell it for."
    Barbara P.  -  Florida

    "I have been looking for a program like this for 3 years! This is perfect. It is exactly what we've been needing! Thank you!"
    Watch this two minute video to learn how the ZilchWorks "Dial-a-Date" feature puts you in control of when your debts will be paid off.