GET OUT OF DEBT TODAY
Create a realistic debt payoff plan in 10 minutes.
Turn the information about your debts into a step-by-step payment plan that gets you out of debt. You'll save a ton of money and get out of debt fast. See for yourself why ZilchWorks has been a trusted solution for over 32 years. Download your free trial today!
Reduce stress. Gain peace of mind.
Zilch Standard App
Get yourself out of debt fast and save thousands of dollars. Easy to use. Trusted solution for 32 years.
- How Zilch works
- What our customers say
- Download a free trial of Zilch Standard
- Requires Microsoft Windows
- BUY NOW FROM OUR STORE $39.95
Debt Manager Pro App
Create high quality debt repayment plans for your clients in less than 10 minutes. Excellent tool for financial counselors.
Credit Card Math App
Get the inside scoop on how credit cards work. Goes behind the scene and exposes the huge money making techniques used by credit card issuers.
Reduce Stress. Gain Peace of Mind.
Because you see your actual debt-free date, there's a wonderful feeling of hope that comes over you. Hope that immediately turns into belief. A belief that's strong. Why is that belief so strong, because there really is a light at the end of the tunnel. You can see it. You believe it. You know you will get out of debt soon. Now that's exciting.
- You have a plan to get out of debt on a specified date
- You know how much to pay every single creditor each month
- You will make it happen
Today is the day I get out of debt!
How Zilch Works
The secret to getting out of debt fast is using a payment snowball. As one debt is paid off you shift that money to the next highest priority debt. ZilchWorks takes all the information about your debts (balances, interest rates, monthly payments) and intstantly turns it into a realistic payoff plan. You see exactly how much to pay each credit each month. See a detailed walk-though of how Zilch works.
What People Say
❝I realized that with this tool I could be my own debt counselor!❞
I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.
Kathy McClain, Ed.S. Career Educator - Michigan
I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!
This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.