How ZilchWorks Got Started
In the Summer of 1986 a friend of mine showed me a magazine article on "How to quickly pay off debts". He knew I had a computer (Tandy 1000 SX) and asked me to help him build a payment plan just like the one described in the magazine. I used a spreadsheet program to calculate how to pay off all twenty-one of his debts. It took over 5 hours to manually figure it out. I remember thinking this was a good idea but not worth that much time.
So, I spent the next three months designing a computer program that would duplicate the results obtained with the manual spreadsheet method. The program was very crude but it worked. At this point it didn't have a name I just referred to it as the "payoff program".
I showed this program to a few friends and they weren't very impressed. So, I copied it to a floppy disk and tossed it in a drawer. It sat there for about 3 years until one day I was looking for a programming project. I decided to create a more sophisticated version of that old "payoff program". My hope was I could sell it to people who needed help getting out of debt.
I spent an entire year of evenings and weekends creating the first retail version of that program. In 1990, I began marketing my software known as "Zilch" through various shareware vendors. Other well-known shareware authors told me not to expect any sales for at least six months to a year. Imagine my surprise when two months later I received my first order from Gifford Wherry of Kennewick, WA. I haven't looked back since.
Since 1991 I've been helping people just like you change their lives one debt at a time. Debt is a really difficult topic to talk about. Just the mention or thought of debt can stir up all kinds of emmotions.
Geting out of debt is a hard, difficult climb. A climb you can make. I will show you how to make that climb in the fastest way possible. I will show you how to beat the credit card companies at their own game. So, roll up your sleeves, strap on your pack, and lets get going.
❝I wish I had known about this program before paying $45 a month❞
I have a goal, which is to retire soon and spend time with my 2 awesome grandsons, ages 6 and 8. You are going to help make that happen because I'm going to use ZilchWorks to pay off my mortgage as fast as I can.Marlena B. - Canton, Texas
I originally learned about your software from a friend who uses it. She swears by it! In the past I have used a debt management company to pay off $32,000 of credit card debt, and am paying my last $1,000 on those cards. It has taken 8 long years. I wish I had known about this program before paying that company $45 a month to do what I could have done myself in a shorter length of time.
Thank you for creating this awesome software. God bless you.