Step 1 - Make a List
Believe or not, this is the hardest step in the whole process. Why? Because it makes you take action. It makes you look at your debts. It makes you look at how much money you owe. This may be something you have wanted to do for a long time but kept putting off. That's why this is the hardest part.
Important: When you write down your debts don't try and prioritize the pay off order our software will do this for you. just concentrate on finding your debts and getting them listed on the worksheet.
File > Print WorkSheet...
Here is an example of a completed data entry worksheet with 5 credit cards and 1 loan.
❝It is almost laughable at how easy it is to get this paid off❞
After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem.Robert Gardner - Georgia
I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life.
zilchworks.com is owned and operated by Michael J. Riley, a retired United States Marine Corps Gunnery Sergeant. Riley's easy to use Zilch software has been helping people get themselves out of debt since 1991.