GET OUT OF DEBT TODAY

Wipe out your credit card debt and save thousands in interest penalties.

Just fill in the blanks and push a button. We turn the information about your debts into a step-by-step payment plan that gets you out of debt. You'll save a ton of money and get out of debt fast.

Simple Safe Effective

Requires Microsoft Windows

Achieve Financial Success One Debt at a Time!

Now you can take advantage of trade secrets used by expert financial counselors in the privacy and comfort of your own home.

Just fill in the blanks and push a button. Easy as 1... 2... 3!

Zilch Standard takes all of the details about your debts such as:

  • interest rates
  • currents payments
  • outstanding balances
  • etc...
and instantly turns everything into a personalized step-by-step monthly debt management plan.

STEP 1   Enter Your Info

Debts: 4   Total Debt: $11,242   Extra Money: $100

STEP 2   Push a Button

Savings: $8,837     Payoff Time: 37 Months

STEP 3   Make the Payments

Monthly Payment Plan
Buy Now Try Now How it Works?
Requires Microsoft Windows

Would you like to be out of debt in 18-24 months?

You pick your debt free date and Zilch instantly calculates how much extra money you need each month to meet your goal.

Let's say you want to be out of debt in 24 months. You simply select 24 months, push a button, and just like that you have a 24 month payment plan.

If you'd rather be out of debt in 18 months instead. No problem. Simply change your selection to 18 months, push a button, and like magic you have an 18 month plan.

STEP 1   Choose 24 Months

Choosing a 24 Month Plan

You are guaranteed total and absolute privacy.

Your personal information and financial data are never shared with anyone! When you purchase and install our software on your computer that's where it stays. From that point on what you do with our software is completely up to you.

  • No one sees your information unless you explicitly give it to them
  • No communication goes back and forth across the internet
  • No salesman will call and ask you for information

❝You'd think someone with a Finance degree would be able to avoid debt❞

You'd think someone with a Finance degree would be able to avoid debt, but my husband and I hadn't avoided it. I had quit working to raise our family, and two of our children had major medical bills. We found ourselves in over $80,000 of mostly unsecured debt. I was desperate when I found ZilchWorks. Your software was like a ray of light shining in on our dark situation.

When I SAW, that we could be debt free by 2011, even though that was years away, it was just the motivation I needed. The printed reports have been vital in our success. They keep me on track when I am tempted to spend money I shouldn't be. I keep them handy so I can glance at them and remind myself where we are headed. The idea that we will have financial freedom THIS YEAR is exhilarating!

I now have the desire to help others get out of their debt situations, so I am happy to tell the world that ZilchWorks can get you there. And by the way, this is a “paid” testimony... we've been “paid” all the interest that would have been shelled out to lenders had I not found this program.

I pray we never find ourselves back in the credit card mess we were in. But if for some emergency we do, I will have the tools ZilchWorks taught me to get us out of it!

Lovina Penry - California
Buy Now Try Now How it Works?
Requires Microsoft Windows

USMC Gunnery Sergeant Chevron

zilchworks.com is owned and operated by Michael J. Riley, a retired United States Marine Corps Gunnery Sergeant. Riley's easy to use Zilch software has been helping people get themselves out of debt since 1991.

"Zilch does one thing and does it very well. It gets you out of debt."