GET OUT OF DEBT TODAY

Turn your debts data into a supercharged payoff plan

Get out of debt fast
Save tons of money
Gain peace of mind

Trusted solution for 31 years

Requires Microsoft Windows

Achieve Financial Success One Debt at a Time!

Now you can take advantage of trade secrets used by expert financial counselors in the privacy and comfort of your own home.

Just fill in the blanks and push a button. Easy as 1... 2... 3!

Zilch Standard takes all of the details about your debts such as:

  • interest rates
  • currents payments
  • outstanding balances
  • etc...
and instantly turns everything into a personalized step-by-step monthly debt management plan.

STEP 1   Enter Your Info

Debts: 4   Total Debt: $11,242   Extra Money: $100

STEP 2   Push a Button

Savings: $8,837     Payoff Time: 37 Months

STEP 3   Make the Payments

Monthly Payment Plan
Buy Now Try Now How it Works?
Requires Microsoft Windows

Would you like to be out of debt in 18-24 months?

You pick your debt free date and Zilch instantly calculates how much extra money you need each month to meet your goal.

Let's say you want to be out of debt in 24 months. You simply select 24 months, push a button, and just like that you have a 24 month payment plan.

If you'd rather be out of debt in 18 months instead. No problem. Simply change your selection to 18 months, push a button, and like magic you have an 18 month plan.

STEP 1   Choose 24 Months

Choosing a 24 Month Plan

You are guaranteed total and absolute privacy.

Your personal information and financial data are never shared with anyone! When you purchase and install our software on your computer that's where it stays. From that point on what you do with our software is completely up to you.

  • No one sees your information unless you explicitly give it to them
  • No communication goes back and forth across the internet
  • No salesman will call and ask you for information

❝Shortly after I started using Zilch I was eligible to buy a house❞

I was looking through my cancelled checks to shred old records and found a check to you for Zilch written on 10/3/1999 for $34.00. Money well spent.

Thank you. Your program accelerated my debt reduction. Shortly after I started using Zilch I was eligible to buy a house and have almost never carried a balance into the next month.

Thanks again.

Rodney Nibbe - Minnesota
Buy Now Try Now How it Works?
Requires Microsoft Windows

Your program is great! I currently have eight loans out. If I just kept paying off my loans with the minimum payments, it would have taken me over nine and one-half years to pay them off.

By using your program, I will completely payoff all eight loans in three years and one month. I will save over $4,700 in interest payments!

Alex S. - California
See all testimonials

Why ZilchWorks

We believe that being in debt sucks and we want to help you get out of debt as fast as possible.