Looking for Zilch Standard? You are in the right place.
Zilch Standard has become Debt Blaster, the current debt payoff software from ZilchWorks. The company, mission, and practical debt payoff approach continue under a clearer name.
Same company. Same mission. Clearer name.
Quick answer
Zilch Standard became Debt Blaster in July 2026.
Same mission. Updated experience. Clearer name.
The interface changed over time, but the goal remained the same: give people a clear plan to get out of debt faster.
The original Zilch Standard ran in a fixed 640 x 480 window. It gave customers a practical way to enter their debts, compare minimum payments, and create a personalized debt repayment plan.
Zilch Standard was later rebuilt with a modern, resizable interface. Customers could use more of their available screen while keeping the same familiar debt payoff principles.
Debt Blaster carries the modern interface forward under a clearer name and brings Dial-A-Date to the front. Customers can choose when they want to be debt-free and see the plan required to reach that date.
ZilchWorks is still the company. Debt Blaster is the current product moving forward.
For new visitors and longtime customers
Debt Blaster is the product to follow today. Zilch Standard remains part of the history that brought the software here.
What stayed the same
What changed
A familiar feature steps forward
Dial-A-Date has long been one of Zilch's most useful features, but it was often hidden among the rest of the program.
With Debt Blaster, Dial-A-Date moves to center stage. Choose the date you want to be debt-free, and Debt Blaster shows what it will take to reach that goal.
Longtime Zilch users may recognize the easter egg. New visitors get one of the clearest ways to turn a debt goal into a working plan.
Watch Dial-A-Date in Action
A practical debt payoff plan
Enter your debts once. Compare payoff strategies, choose when you want to be debt-free, and let Debt Blaster build a month-by-month plan from your numbers.
Add your debts, balances, interest rates, payments, due dates, and any extra money you can put toward the plan.
Compare Snowball, Avalanche, and Custom strategies. Use Dial-A-Date to choose your target. Debt Blaster does the math and shows what it will take.
Know what to pay next, where extra money goes, and how each payment moves you closer to zero.
Built over decades, not overnight
Debt Blaster is the latest chapter of independently developed commercial software
that ZilchWorks founder Michael J. Riley has continued to evolve since 1991.
The software progressed from DOS and Turbo Pascal to Windows and Delphi FMX.
Thousands of people have used Zilch and Debt Blaster to build structured debt payoff plans.
Customers have reported eliminating more than $114 million in debt with the help of ZilchWorks software.
Why the name changed
Zilch was a clever name from the bulletin board era, but new visitors had to guess what it meant. Debt Blaster makes the purpose clear: build a plan, attack debt, and move toward zero.
The name changed in July 2026. The company and mission did not.
National recognition
ZilchWorks was featured for helping people build a clear debt payoff plan and get out of debt faster.
What Zilch Standard customers have said
"ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom."
"Wow! This is so simple. I like it. It used to take me forever to figure this out by hand."
Frequently asked questions
The short answers for returning customers and people discovering the software for the first time.
Zilch Standard was renamed Debt Blaster in July 2026. ZilchWorks remains the developer, and Debt Blaster is the current product name.
Yes. Debt Blaster is the current name of the debt payoff software from ZilchWorks.
Yes. Existing customers can continue using the Zilch Standard software they already own.
No. Debt Blaster uses its own plan files and interface. Zilch Standard plan files do not open in Debt Blaster.
Dial-A-Date lets you choose a target debt-free date. Debt Blaster then shows the monthly commitment needed to reach that date.
Visit DebtBlaster.com to review the current product and available options.
No. Debt Blaster is desktop debt payoff planning software. It does not lend money, negotiate debt, repair credit, or connect to your bank.
Same company. Same mission. Clearer name.