Step 5: Stick Your Monthly Payment Schedule on the Fridge

Put put monthly payment schedule on the refrigerator in your kitchen (or someplace you look at frequently) as a constant motivator for sticking to your debt repayment plan.

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WHAT PEOPLE SAY

Step 5 - Make Your Monthly Payments

( Monthly Payment Schedule )

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❝I realized that with this tool I could be my own debt counselor!❞

I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.

I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!

This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.

Kathy McClain, Ed.S. Career Educator - Michigan
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I build custom countertops for a living. I used 17 credit cards to open my business. I'm very excited to get to work paying off my debt. Thank you very much.

Fernando Albuquerque Jr. - Toms River, New Jersey
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