Step 2 - Enter information about your debts.
Start by clicking the Add... button on the main screen. When you click the Add... button you will be presented with a simple, easy to use form in a pop-up window. This is how you input the information you collected on the data entry worksheet from Step 1.
![](https://www.zilchworks.com/images/how-zilch-works-add-new-creditor.png)
Use the simple Add Creditor Information form and enter the following information for each debt.
- Creditor Name
- Annual Percentage Rate
- Current Balance
- Monthly Payment
- Credit Card
- Loan/Mortgage
Click the OK button when you are done.
![](https://www.zilchworks.com/images/how-zilch-works-data-entry-screen.png)
After you have competed entering all the creditor information your screen should look similar to this:
![](https://www.zilchworks.com/images/how-zilch-works-add-creditor-information-completed.png)
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❝I wish I had known about this program before paying $45 a month❞
I have a goal, which is to retire soon and spend time with my 2 awesome grandsons, ages 6 and 8. You are going to help make that happen because I'm going to use ZilchWorks to pay off my mortgage as fast as I can.
Marlena B. - Canton, Texas
I originally learned about your software from a friend who uses it. She swears by it! In the past I have used a debt management company to pay off $32,000 of credit card debt, and am paying my last $1,000 on those cards. It has taken 8 long years. I wish I had known about this program before paying that company $45 a month to do what I could have done myself in a shorter length of time.
Thank you for creating this awesome software. God bless you.