GET OUT OF DEBT TODAY!

Wipe out your credit card debt and save thousands in interest penalties.

Just fill in the blanks and push a button. We turn the information about your debts into a step-by-step payment plan that gets you out of debt. You'll save a ton of money and get out of debt fast.

Simple Safe Effective

Requires Microsoft Windows
How Zilch Works Steps 1 through 6

Step 2 - Enter information about your debts.

Start by clicking the Add... button on the main screen. When you click the Add... button you will be presented with a simple, easy to use form in a pop-up window. This is how you input the information you collected on the data entry worksheet from Step 1.

( ZilchWorks Main Screen )

Use the simple Add Creditor Information form and enter the following information for each debt.

  • Creditor Name
  • Annual Percentage Rate
  • Current Balance
  • Monthly Payment
  • Credit Card
  • Loan/Mortgage

Click the OK button when you are done.

( Add Creditor Information Form )

After you have competed entering all the creditor information your screen should look similar to this:

( Add Creditor Information Complete )

How Zilch Works Steps 1 through 6

❝It is almost laughable at how easy it is to get this paid off❞

After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem.

I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life.

Robert Gardner - Georgia
See all testimonials
Buy Now Try Now How it Works?
Requires Microsoft Windows

USMC Gunnery Sergeant Chevron

zilchworks.com is owned and operated by Michael J. Riley, a retired United States Marine Corps Gunnery Sergeant. Riley's easy to use Zilch software has been helping people get themselves out of debt since 1991.

"Zilch does one thing and does it very well. It gets you out of debt."

After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem.

I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life.

Robert Gardner - Georgia
See all testimonials

Why ZilchWorks

We believe you can get out of debt by yourself. All you need is a little help setting up a payment plan.