❝I've been looking and looking for ways to reduce my debt. I first looked at Credit Card Math and decided to buy your software. I can't wait to get started. Thank you very much.❞
Linda Baird - Grain Valley, Missouri

Buy Now Try Now How it Works
Requires Microsoft Windows
How Zilch Works Steps 1 through 6

Step 4 - Create your debt repayment plan.

This is where the magic happens. With the simple click of a button, we take your information and build your personalized yellow brick road. Each brick in your road represents a monthly payment. These bricks have been carefully layed out to get you out of debt as fast as possible. And, save you a lot of money. All you have to do is follow the yellow brick road and make each payment along the way.

Start by clicking the Debt Repayment Plan button. When you click the Debt Repayment Plan button the Debt Repayment Plan screen appears.

( ZilchWorks Main Screen )

There is a lot to look at on the Debt Repayment Plan screen. It almost makes you feel like you are sitting in the cockpit of an airplane. What do I look at first? Why are there so many colors? What does this box mean? How come there is chart in the middle of the screen? Why is it there?

We get it. That's why we created a video to explain what you are looking at. Take a couple minutes and watch the short, little video below.

( Debt Repayment Plan Screen )

This show and tell, video explains the Debt Repayment Plan screen. It clarifies everything you see. The colors. The boxes. The chart. The buttons. It shows you each item and tells you what each item does.

( Debt Repayment Plan Video )

How Zilch Works Steps 1 through 6

❝I want to give a 5 star endorsement of Mike Riley and his software program❞

I want to give a 5 star endorsement of Mike Riley and his software program 'ZilchWorks'. I have known Mike for many years and I have found that in all of our transactions he has been highly ethical and extremely intelligent. I purchased the software program 'Zilch' many years ago and it has been a solid program and does an excellent job in presently the most intelligent plan anyone has ever devised for paying off credit card debt.

And I know that Mike got his experience in developing his program from volunteering and helping people. That's one of the reasons his program is so affordable. I give Mike an unqualified endorsement as being highly ethical, intelligent and concerned for the welfare of others.

I'm a bankruptcy attorney and have been in practice for over 27 years and there are very few people to whom I have ever given a 5 star rating and Mike is one of them. And in order to allow you to verify this '5 Star Rating', I'm providing my contact information as follows:

Dave Falvey, Esq.
258 Route 12
Groton, CT 06340
Tele (860) 449-1510

Dave Falvey, Esq. - Groton, Connecticut
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Buy Now Try Now How it Works?
Requires Microsoft Windows

USMC Gunnery Sergeant Chevron is owned and operated by Michael J. Riley, a retired United States Marine Corps Gunnery Sergeant. Riley's easy to use Zilch software has been helping people get themselves out of debt since 1991.

"Zilch does one thing and does it very well. It gets you out of debt."

This is one of the most powerful tools available for helping you get out of debt.

Gerri Detweiler, Author of The Ultimate Credit Handbook
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Why ZilchWorks

Deep down you know there really is no magic fix to your debt solution. We are here to help you make that uphill climb with debt repayment strategies that work.