GET OUT OF
DEBT TODAY!

❝I've been looking and looking for ways to reduce my debt. I first looked at Credit Card Math and decided to buy your software. I can't wait to get started. Thank you very much.❞
Linda Baird - Grain Valley, Missouri

Buy Now Try Now How it Works
Requires Microsoft Windows
How Zilch Works Steps 1 through 6
Next Step ›

Step 6 - Stay Committed

( Inspirational Message )

Transcript:

Today is the day I will get out of debt. I have procrastinated far too long. For too long I have lived with the burden and shame of debt. For too long I have ignored the negative impact debt has had on my life. For too long I have suffered unnecessarily the stress and hardship brought on by debt.

Today it is time to step out from under the cold shadows of debt into the warmth of light. Today I have a sense of hope and of a new beginning. The path to my debt free life has been laid out before me. All I need is the courage to act. I will act now and take that first step.

How will I accomplish this long and difficult task? I will take matters into my own hands. I will roll up my sleeves and dig my way out of debt one payment at a time. I will formulate a payment plan that prioritizes each of my debts. I will make the minimum payment on all debts except the the debt with the highest priority. And on that debt I will pay all the extra money that is available to me.

I will continue making payments in this fashion until the highest priority debt is completely paid off. Then I will take all the money that I had been paying to the highest priority debt and add it to the payment of the debt with the next highest priority. I will continue in this manner until this debt has been paid off.

With each month that passes I will feel more and more hopeful as I see the progress being made on my debts. Every month my sense of hope will increase and my enthusiasm will rise. I will feel encouraged as I continue to follow this procedure of making payments and shifting the money from paid off debts to the next highest priority until all my debts are paid off.

Today is the day I will get out of debt. I will not squander this opportunity that lies in front of me. Today I am commited to getting out of debt. Today I will act and I will act now.

How Zilch Works Steps 1 through 6
Next Step ›

❝I want to give a 5 star endorsement of Mike Riley and his software program❞

I want to give a 5 star endorsement of Mike Riley and his software program 'ZilchWorks'. I have known Mike for many years and I have found that in all of our transactions he has been highly ethical and extremely intelligent. I purchased the software program 'Zilch' many years ago and it has been a solid program and does an excellent job in presently the most intelligent plan anyone has ever devised for paying off credit card debt.

And I know that Mike got his experience in developing his program from volunteering and helping people. That's one of the reasons his program is so affordable. I give Mike an unqualified endorsement as being highly ethical, intelligent and concerned for the welfare of others.

I'm a bankruptcy attorney and have been in practice for over 27 years and there are very few people to whom I have ever given a 5 star rating and Mike is one of them. And in order to allow you to verify this '5 Star Rating', I'm providing my contact information as follows:

Dave Falvey, Esq.
258 Route 12
Groton, CT 06340
Tele (860) 449-1510
Email: dave@actionadvocacy.com

Dave Falvey, Esq. - Groton, Connecticut
See all testimonials
Buy Now Try Now How it Works?
Requires Microsoft Windows

USMC Gunnery Sergeant Chevron

zilchworks.com is owned and operated by Michael J. Riley, a retired United States Marine Corps Gunnery Sergeant. Riley's easy to use Zilch software has been helping people get themselves out of debt since 1991.

"Zilch does one thing and does it very well. It gets you out of debt."

I want to give a 5 star endorsement of Mike Riley and his software program 'ZilchWorks'. I have known Mike for many years and I have found that in all of our transactions he has been highly ethical and extremely intelligent. I purchased the software program 'Zilch' many years ago and it has been a solid program and does an excellent job in presently the most intelligent plan anyone has ever devised for paying off credit card debt.

And I know that Mike got his experience in developing his program from volunteering and helping people. That's one of the reasons his program is so affordable. I give Mike an unqualified endorsement as being highly ethical, intelligent and concerned for the welfare of others.

I'm a bankruptcy attorney and have been in practice for over 27 years and there are very few people to whom I have ever given a 5 star rating and Mike is one of them. And in order to allow you to verify this '5 Star Rating', I'm providing my contact information as follows:

Dave Falvey, Esq.
258 Route 12
Groton, CT 06340
Tele (860) 449-1510
Email: dave@actionadvocacy.com

Dave Falvey, Esq. - Groton, Connecticut
See all testimonials

Why ZilchWorks

Deep down you know there really is no magic fix to your debt solution. We are here to help you make that uphill climb with debt repayment strategies that work.