How stuck in debt are you?

Our CardCalc Wizard calculator will show you just how stuck you really are.

Do you fee like you are just simply stuck in debt?

When you make the minium payment each month on your credit card you feel like you are stuck and not going anywhere. ZilchWorks gets you Un-Stuck.

Balance: $2,100     APR: 17.9%     Payment: $53

At this rate you will be stuck making payments for 15 years and 3 months.

With ZilchWorks you will pay this off in 5 years and 1 months. ZilchWorks will save you $1,387.26.

This is just one of your credit cards. If you have more than one credit card, how much time and money are you throwing away?

Buy ZilchWorks and get Un-Stuck today!

DOWNLOAD BUY NOW $39.95 HOW ZILCH WORKS

❝I realized that with this tool I could be my own debt counselor!❞

I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.

I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!

This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.

Kathy McClain, Ed.S. Career Educator - Michigan

Thank you for having a program such as this. If everyone with debt problems knew about your software and used it, the credit card companies would be the ones in financial trouble.

Thomas Nero - Ohio
See all testimonials

Why ZilchWorks

We believe you need to watch out for what we call "Debt Sharks". These are companies that prey upon people in debt because they know how vulnerable debt-ridden people can be.