How stuck in debt are you?

Our CardCalc Wizard calculator will show you just how stuck you really are.

Do you fee like you are just simply stuck in debt?

When you make the minium payment each month on your credit card you feel like you are stuck and not going anywhere. ZilchWorks gets you Un-Stuck.

Balance: $2,100     APR: 17.9%     Payment: $53

At this rate you will be stuck making payments for 15 years and 3 months.

With ZilchWorks you will pay this off in 5 years and 1 months. ZilchWorks will save you $1,387.26.

This is just one of your credit cards. If you have more than one credit card, how much time and money are you throwing away?

Buy ZilchWorks and get Un-Stuck today!

DOWNLOAD BUY NOW $39.95 HOW ZILCH WORKS

❝You'd think someone with a Finance degree would be able to avoid debt❞

You'd think someone with a Finance degree would be able to avoid debt, but my husband and I hadn't avoided it. I had quit working to raise our family, and two of our children had major medical bills. We found ourselves in over $80,000 of mostly unsecured debt. I was desperate when I found ZilchWorks. Your software was like a ray of light shining in on our dark situation.

When I SAW, that we could be debt free by 2011, even though that was years away, it was just the motivation I needed. The printed reports have been vital in our success. They keep me on track when I am tempted to spend money I shouldn't be. I keep them handy so I can glance at them and remind myself where we are headed. The idea that we will have financial freedom THIS YEAR is exhilarating!

I now have the desire to help others get out of their debt situations, so I am happy to tell the world that ZilchWorks can get you there. And by the way, this is a “paid” testimony... we've been “paid” all the interest that would have been shelled out to lenders had I not found this program.

I pray we never find ourselves back in the credit card mess we were in. But if for some emergency we do, I will have the tools ZilchWorks taught me to get us out of it!

Lovina Penry - California

I was looking through my cancelled checks to shred old records and found a check to you for Zilch written on 10/3/1999 for $34.00. Money well spent.

Thank you. Your program accelerated my debt reduction. Shortly after I started using Zilch I was eligible to buy a house and have almost never carried a balance into the next month.

Thanks again.

Rodney Nibbe - Minnesota
See all testimonials

Why ZilchWorks

Deep down you know there really is no magic fix to your debt solution. We are here to help you make that uphill climb with debt repayment strategies that work.