Avoid Costly Credit Card Mistakes Forever!

Credit Card Math goes behind the scenes and reveals insider secrets about credit cards. Learn how to get out of debt, save money, and beat credit card issuers at their own game.

Credit Card Math

  • Learn why it takes so long to pay off credit cards
  • Find out how to save thousands in credit card interest penalties
  • Learn how to develop a rapid debt reduction plan
  • Discover common credit card traps and learn how to avoid them
  • And much, much, more...

Did you know 60% of every credit card payment is interest?

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Learn How to Maximize the use of Your Money

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The Secret Behind Minimum Monthly Payments

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How Several Credit Cards Effect You

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❝You'd think someone with a Finance degree would be able to avoid debt❞

You'd think someone with a Finance degree would be able to avoid debt, but my husband and I hadn't avoided it. I had quit working to raise our family, and two of our children had major medical bills. We found ourselves in over $80,000 of mostly unsecured debt. I was desperate when I found ZilchWorks. Your software was like a ray of light shining in on our dark situation.

When I SAW, that we could be debt free by 2011, even though that was years away, it was just the motivation I needed. The printed reports have been vital in our success. They keep me on track when I am tempted to spend money I shouldn't be. I keep them handy so I can glance at them and remind myself where we are headed. The idea that we will have financial freedom THIS YEAR is exhilarating!

I now have the desire to help others get out of their debt situations, so I am happy to tell the world that ZilchWorks can get you there. And by the way, this is a “paid” testimony... we've been “paid” all the interest that would have been shelled out to lenders had I not found this program.

I pray we never find ourselves back in the credit card mess we were in. But if for some emergency we do, I will have the tools ZilchWorks taught me to get us out of it!

Lovina Penry - California

Zilch is the greatest program I've seen. I can't believe the difference financially, this can do for a person. I sincerely thank you!

Kathy Z. - Minnesota
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Why ZilchWorks

We've been helping people just like you get out of debt since 1991. Our methods are successful and have been time-tested.