Credit Card Math App

Avoid costly credit card mistakes

Secrets credit card companies don't want you to know!

Credit Card Math App

Version 2014

Get the inside scoop on how credit cards work. Goes behind the scene and exposes the huge money making techniques used by credit card issuers.

As seen on GMA Good Morning America logo

Introduction to Credit Card Math

( Introduction to Credit Card Math )

Discover secrets credit card companies don't want you to know.

  • Learn why it takes so long to pay off credit cards
  • Find out how to save thousands in credit card interest penalties
  • Learn how to develop a rapid debt reduction plan
  • Discover common credit card traps and learn how to avoid them
  • And much, much, more...
( Screenshot Main Screen )

Did you know 60% of all credit card payments is interest?

( Screenshot Chapter 3 )

Learn how to maximize the use of your hard earned money.

( Screenshot Chapter 8 )

Unlock the mystery behind minimum monthly payments.

( Screenshot Chapter 3 )

See how several credit cards effect you and your money.

( Screenshot Chapter 6 )

Testimonial scroll

❝You'd think someone with a Finance degree would be able to avoid debt❞

You'd think someone with a Finance degree would be able to avoid debt, but my husband and I hadn't avoided it. I had quit working to raise our family, and two of our children had major medical bills. We found ourselves in over $80,000 of mostly unsecured debt. I was desperate when I found ZilchWorks. Your software was like a ray of light shining in on our dark situation.

When I SAW, that we could be debt free by 2011, even though that was years away, it was just the motivation I needed. The printed reports have been vital in our success. They keep me on track when I am tempted to spend money I shouldn't be. I keep them handy so I can glance at them and remind myself where we are headed. The idea that we will have financial freedom THIS YEAR is exhilarating!

I now have the desire to help others get out of their debt situations, so I am happy to tell the world that ZilchWorks can get you there. And by the way, this is a “paid” testimony... we've been “paid” all the interest that would have been shelled out to lenders had I not found this program.

I pray we never find ourselves back in the credit card mess we were in. But if for some emergency we do, I will have the tools ZilchWorks taught me to get us out of it!

Lovina Penry - California