Avoid Costly Credit Card Mistakes Forever!

Credit Card Math goes behind the scenes and reveals insider secrets about credit cards. Learn how to get out of debt, save money, and beat credit card issuers at their own game.

Credit Card Math

  • Learn why it takes so long to pay off credit cards
  • Find out how to save thousands in credit card interest penalties
  • Learn how to develop a rapid debt reduction plan
  • Discover common credit card traps and learn how to avoid them
  • And much, much, more...

Did you know 60% of every credit card payment is interest?

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Learn How to Maximize the use of Your Money

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The Secret Behind Minimum Monthly Payments

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How Several Credit Cards Effect You

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❝I want to give a 5 star endorsement of Mike Riley and his software program❞

I want to give a 5 star endorsement of Mike Riley and his software program 'ZilchWorks'. I have known Mike for many years and I have found that in all of our transactions he has been highly ethical and extremely intelligent. I purchased the software program 'Zilch' many years ago and it has been a solid program and does an excellent job in presently the most intelligent plan anyone has ever devised for paying off credit card debt.

And I know that Mike got his experience in developing his program from volunteering and helping people. That's one of the reasons his program is so affordable. I give Mike an unqualified endorsement as being highly ethical, intelligent and concerned for the welfare of others.

I'm a bankruptcy attorney and have been in practice for over 27 years and there are very few people to whom I have ever given a 5 star rating and Mike is one of them. And in order to allow you to verify this '5 Star Rating', I'm providing my contact information as follows:

Dave Falvey, Esq.
258 Route 12
Groton, CT 06340
Tele (860) 449-1510
Email: dave@actionadvocacy.com

Dave Falvey, Esq. - Groton, Connecticut

I have been looking for a program like this for 3 years! This is perfect. It is exactly what we've been needing! Thank you!

Barbara P. - Florida
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Why ZilchWorks

We offer you a simple and effective alternative to bankruptcy.