GET OUT OF DEBT TODAY
Create a realistic debt payoff plan in 10 minutes.
Turn the information about your debts into a step-by-step payment plan that gets you out of debt. You'll save a ton of money and get out of debt fast. See for yourself why ZilchWorks has been a trusted solution for over 33 years. Download your free trial today!
Reduce stress. Gain peace of mind.
Zilch Standard App
Get yourself out of debt fast and save thousands of dollars. Easy to use. Trusted solution for 33 years.
- How Zilch works
- What our customers say
- Download a free trial of Zilch Standard
- Requires Microsoft Windows
- BUY NOW FROM OUR STORE $39.95
Debt Manager Pro App
Create high quality debt repayment plans for your clients in less than 10 minutes. Excellent tool for financial counselors.
Credit Card Math App
Get the inside scoop on how credit cards work. Goes behind the scene and exposes the huge money making techniques used by credit card issuers.
Reduce Stress. Gain Peace of Mind.
Because you see your actual debt-free date, there's a wonderful feeling of hope that comes over you. Hope that immediately turns into belief. A belief that's strong. Why is that belief so strong, because there really is a light at the end of the tunnel. You can see it. You believe it. You know you will get out of debt soon. Now that's exciting.
- You have a plan to get out of debt on a specified date
- You know how much to pay every single creditor each month
- You will make it happen
Today is the day I get out of debt!
How Zilch Works
The secret to getting out of debt fast is using a payment snowball. As one debt is paid off you shift that money to the next highest priority debt. ZilchWorks takes all the information about your debts (balances, interest rates, monthly payments) and intstantly turns it into a realistic payoff plan. You see exactly how much to pay each credit each month. See a detailed walk-though of how Zilch works.
What People Say
❝I want to give a 5 star endorsement of Mike Riley and his software program❞
I want to give a 5 star endorsement of Mike Riley and his software program 'ZilchWorks'. I have known Mike for many years and I have found that in all of our transactions he has been highly ethical and extremely intelligent. I purchased the software program 'Zilch' many years ago and it has been a solid program and does an excellent job in presently the most intelligent plan anyone has ever devised for paying off credit card debt.
Dave Falvey, Esq. - Groton, Connecticut
And I know that Mike got his experience in developing his program from volunteering and helping people. That's one of the reasons his program is so affordable. I give Mike an unqualified endorsement as being highly ethical, intelligent and concerned for the welfare of others.
I'm a bankruptcy attorney and have been in practice for over 27 years and there are very few people to whom I have ever given a 5 star rating and Mike is one of them. And in order to allow you to verify this '5 Star Rating', I'm providing my contact information as follows:
Dave Falvey, Esq.
258 Route 12
Groton, CT 06340
Tele (860) 449-1510
Email: dave@actionadvocacy.com