
Zilch Standard App
Get yourself out of debt fast and save thousands of dollars. Easy to use. Unbelievable results.

Debt Manager Pro App
Create high quality debt repayment plans for your clients in less than 10 minutes. Excellent tool for financial counselors.

Credit Card Math App
Get the inside scoop on how credit cards work. Goes behind the scene and exposes the huge money making techniques used by credit card issuers.
The secret to getting out of debt
The secret to getting out of debt fast is using a payment snowball. As one debt is paid off you shift that money to the next debt highest priority debt. ZilchWorks takes all the information about your debts (balances, interest rates, monthly payments) and intstanly turns it into a realistic payoff plan. You see exactly how much to pay each credit each month.
What our customers say
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❝Shortly after I started using Zilch I was eligible to buy a house❞
I was looking through my cancelled checks to shred old records and found a check to you for Zilch written on 10/3/1999 for $34.00. Money well spent.
Rodney Nibbe - Minnesota
Thank you. Your program accelerated my debt reduction. Shortly after I started using Zilch I was eligible to buy a house and have almost never carried a balance into the next month.
Thanks again.
Are you looking for peace of mind and a renewed sense of hope and excitement?
Because you see your actual debt-free date, there's a wonderful feeling of hope that comes over you. Hope that immediately turns into belief. A belief that's strong. Why is that belief so strong, because there really is a light at the end of the tunnel. You can see it. You believe it. You know you will get out of debt soon. Now that's exciting.
- You have a plan to get out of debt on a specified date
- You know how much to pay every single creditor each month
- You will make it happen
