ZilchWorks Dial-a-Date lets you zero in on your debt free date.

How to get out of debt in 18 months

( ZilchWorks Dial-a-Date )


Now, the "Debt Free Date".

Let's say you want to be out of debt in 24 months instead of the 57 months. Pick the 24 months option. Hit OK and there's your 24 month plan. The savings is tremendous. However, to achieve that you going to need 259 dollars in Pledge Money.

Let's say you want to be out of debt in 18 months instead of 24 months. Just dial this down to 18 months. Hit OK. And there you go. There's your 18 month plan will all the savings. To pull this off you are going to need 414 dollars in pledge money.

What is Pledge Money?

Pledge Money is the extra amount of money (if any) you can afford to apply toward your debt repayment plan each and every month. The more Pledge Money you can use, the faster you will get out of debt and the more money you will save. While adding Pledge Money can make a difference, it is not necessary for you to have any extra money to make this program work for you.

Testimonial scroll

❝It is almost laughable at how easy it is to get this paid off❞

After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem.

I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life.

Robert Gardner - Georgia

Why ZilchWorks

We believe you need to watch out for what we call "Debt Sharks". These are companies that prey upon people in debt because they know how vulnerable debt-ridden people can be.