How to get out of debt in 18 months

How to get out of debt in 18 months

Use the dial-a-date feature within ZilchWorks to get out of debt in 18 months. You just pick the date that's 18 months away and ZilchWorks does the rest.

(Video: How to get out of debt in 18 months )


Let's say you want to be out of debt in 18 months instead of 24 months.

Just dial this down to 18 months.

Hit OK. And there you go. There's your 18 month plan will all the savings.

To pull this off you are going to need 414 dollars in pledge money.

What is Pledge Money?

Pledge Money is the extra amount of money (if any) you can afford to apply toward your debt repayment plan each and every month. The more Pledge Money you can use, the faster you will get out of debt and the more money you will save. While adding Pledge Money can make a difference, it is not necessary for you to have any extra money to make this program work for you.

Testimonial scroll

❝I realized that with this tool I could be my own debt counselor!❞

I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.

I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!

This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.

Kathy McClain, Ed.S. Career Educator - Michigan

Why ZilchWorks

We've been helping people just like you get out of debt since 1991. Our methods are successful and have been time-tested.