The 7 Best Debt Reduction Software Programs of 2021
Holly Johnson - May 13, 2021
While debt reduction programs cannot make your debts disappear on their own, it can help you create a thoughtful plan to pay things down faster or create more interest savings over time. Debt reduction programs can also help you create...
The 8 Best Debt Reduction Software Programs of 2021
LaToya Irby - March 13, 2021
Figuring out the best way to pay off your debt can be confusing. But using debt reduction software can take away the tedious legwork of creating a debt plan. The best debt reduction software programs...
Debt Reduction Software Helps You Pay Down Bills
Shelley Elmblad - June 29, 2016
If you carry balances on credit cards or have outstanding loans, and bills are catching up with you, you need a plan to pay those debts off. The debt reduction software listed here will help you...
Updated Credit Card Management eBook from Respected Debt Management Software Company
Press Release - May 28, 2015
ZilchWorks, a debt management software developer since 1990, has released an updated version of its Credit Card Math eBook. Credit Card Math is an easy-to-use guide to understanding and managing credit card debt. ZilchWorks has found that customers who follow the eBook's straightforward advice have reduced their long-term interest payments by...
3 Credit Card Math Mistakes That Are Costing You Money
Gerri Detweiler - March 02, 2015
Twenty years ago when Michael Riley first released his Credit Card Math tutorial, most people had no clue how interest on credit cards work. In fact, his revelations about how credit card interest and payment methods worked were considered so shocking...
Who Says Personal Finance Software is Dead?
Daniel Bortz - May 9, 2013
If you've fallen behind on payments on multiple credit cards, ZilchWorks can help you design a plan to pay off the debt. Gerri Detweiler, director of consumer education at Credit.com, says...
5 Ways to Get Out of Debt: Which Will Work for You?
01/02/3013
You've set your goal to get out of debt. Now you have to figure out how to achieve that goal. But with so many different experts touting different solutions, how do you pick the one that will work for you? Here are five...
Personal Finance Workbook For Dummies
Sheryl Garrett © 2012 (pg 78)
A great, low-cost tool that can help you quickly establish the most effective debt-reduction plan for your unique situation is available online at www.zilchworks.com. You can ...
Retirement Planning: Cut Your Debt Before You Quit
CBS MoneyWatch.com - Mark Miller - Jan 28, 2010
The free Credit Card Math calculator at ZilchWorks, a handy tool, can show you how to develop a rapid debt reduction plan to rid yourself of the plastic albatross.
DebtGoal is Way Too Expensive to Justify. Walk on By.
GetOutOfDebt.org - Steve Rhode - Mar 25, 2010
What concerns me is that all of the features of creating a personalized plan to get out of debt in the fastest time and save the most amount of money doing it can be achieved with ZilchWorks that only costs a one-time fee of $39.95.
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❝I realized that with this tool I could be my own debt counselor!❞
I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.
Kathy McClain, Ed.S. Career Educator - Michigan
I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!
This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.

zilchworks.com is owned and operated by Michael J. Riley, a retired United States Marine Corps Gunnery Sergeant. Riley's easy to use Zilch software has been helping people get themselves out of debt since 1991.