Our software does one thing, and does it very well.

Credit Card Math is a FREE
Debt Management Tool


The Ultimate Credit Card Explanator

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shots of Credit Card Math

Credit Card Math - A debt management tool from ZilchWorks (click to enlarge)
Main Screen

Credit Card Math - A debt management tool from ZilchWorks (click to enlarge)
Minimum Payments

Credit Card Math - A debt management tool from ZilchWorks (click to enlarge)
Payment Snowballing
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System Requirements:
Microsoft Windows 7,XP,2000,NT,ME,98,95

 

Credit Card Math is a free debt management tool that goes behind the scenes and reveals the true hidden costs associated with credit card debt. Credit Card Math will give you the knowledge you need to get yourself out of debt fast, save money and beat credit card issuers at their own game.

  • Learn why it takes so long to pay off credit cards
  • Find out how to save thousands in credit card interest penalties
  • Learn how to develop a Rapid Debt Reduction Plan
  • Discover common credit card traps and learn how to avoid them
  • And much, much, more...

Credit Card Math is a FREE program. You are encouraged to share Credit Card Math with your friends and associates as long as you include all the original files.

 
Mark Miller  -  CBS Money Watch

"The free Credit Card Math calculator at Zilchworks, a handy tool, can show you how to develop a rapid debt reduction plan to rid yourself of the plastic albatross." full story . . .
Robert Gardner  -  Georgia

"After being trapped by the vultures in the credit card industry, I followed your advice and have started to make progress paying off my debts. I never knew about the ways these vicious companies keep a consumer paying for years and years. You have really opened my eyes to this problem."

"I have followed your advice for 15 months. My minimums are so low its shocking but I keep making the amount I set up. It is almost laughable at how easy it is to get this paid off but without your help, I never would have been able to do this. Thanks again Mike. Keep doing what you're doing. And I hope you get rich and famous and live a fantastic life."
Linda Baird  -  Grain Valley, MO

"I've been looking and looking for ways to reduce my debt. I first looked at Credit Card Math and then decided to buy your software. I can't wait to get started. Thank you very much."
Greg Stallman  -  Akron, Ohio

"I am a Mortgage Banker and father of three in Akron, Ohio. I send my clients to Mike Riley's free Credit Card Math download, truly a priceless value for their financial success."

"Encourage a teacher today to incorporate Credit Card Math in just one daily lesson, it can change the future for many."
Thomas Nero  -  Ohio

"Thank you for having a program as such as this. If everyone with debt problems knew about your software and used it, the credit card companies would be the ones in financial trouble."


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