Mike Riley from ZilchWorks, walks through what's new in the 2020 release of Zilch Standard. Everything from a cleaner and simplified look and feel to the elegant, updated "what-if" features are demonstrated in this short 6 minute video.
No matter how hard Kate tried, she just couldn't talk to her husband about their debt. Kate's husband wouldn't listen to her. Instead he would lash out. Why, because he always turned what Kate said and took it as a personal attack.
Got credit card debt? Don't feel like you are the only one. 7 out of 10 consumers carry a balance on the credit cards. Credit Card Math goes behind the scenes and exposes the dirty little secrets credit card companies don't want you to know.
This motivational video will inspire you to get out of debt. There's no better time to get out of debt than right now. Perhaps all you need is a little encouragement. Gunnery Sergeant Michael Riley will give you that nudge.
This video gives you a big picture view of the Main Screen of Zilch Standard.
This video goes over the Main Menu options available within Zilch Standard. File, Loans, Investments, Preferences, Help.
This video explains the four Payment Plan options available within Zilch Standard. Start Month, Payoff Strategy,Pledge Money, Payment Plan. It ends with an in-depth discussion of the seven different payoff strategies available.
The question "What do you want to be when you grow up?" is not just for kids. For some reason adults have stopped asking themselves this question. Why? Are you happy with your job? Life? Direction your headed? Unsure what do do? Listen to this life changing message from Gunnery Sergeant Michael Riley.
The latest version of our software has been flagged as dangerous. It is safe to download. Follow these steps to safely install our software on your computer.
Microsoft Defender does a very good job keeping your computer safe. It does it's best to prevent harmful software from getting installed on your computer. However, there are times when some legitimate software...
There is an entire industry of deceitful businesses out there just waiting to pounce on debt-ridden consumers. They have perfected their message. They know exactly what to say and how to say it. Be Like Betty. Learn how to kick a debt shark's ass.
IT'S FREE This should be considered your Financial First-Aid Kit. Stop screwing around and wasting your time on internet forums. Get precise, practical, and hard-hitting advice from law experts. Topics covered:
- Stopping Debt Harassment
- Dealing with Credit Card, Medical, and Student Loan Debts
- Which Debts to Pay First
- ...and much, much more
Holly Johnson - May 13, 2021
While debt reduction programs cannot make your debts disappear on their own, it can help you create a thoughtful plan to pay things down faster or create more interest savings over time. Debt reduction programs can also help you create...
The 8 Best Debt Reduction Software Programs of 2021
LaToya Irby - March 13, 2021
Figuring out the best way to pay off your debt can be confusing. But using debt reduction software can take away the tedious legwork of creating a debt plan. The best debt reduction software programs...
Shelley Elmblad - June 29, 2016
If you carry balances on credit cards or have outstanding loans, and bills are catching up with you, you need a plan to pay those debts off. The debt reduction software listed here will help you...
Press Release - May 28, 2015
ZilchWorks, a debt management software developer since 1990, has released an updated version of its Credit Card Math eBook. Credit Card Math is an easy-to-use guide to understanding and managing credit card debt. ZilchWorks has found that customers who follow the eBook's straightforward advice have reduced their long-term interest payments by...
Gerri Detweiler - March 02, 2015
Twenty years ago when Michael Riley first released his Credit Card Math tutorial, most people had no clue how interest on credit cards work. In fact, his revelations about how credit card interest and payment methods worked were considered so shocking...
Daniel Bortz - May 9, 2013
If you've fallen behind on payments on multiple credit cards, ZilchWorks can help you design a plan to pay off the debt. Gerri Detweiler, director of consumer education at Credit.com, says...
You've set your goal to get out of debt. Now you have to figure out how to achieve that goal. But with so many different experts touting different solutions, how do you pick the one that will work for you? Here are five...
Sheryl Garrett © 2012 (pg 78)
A great, low-cost tool that can help you quickly establish the most effective debt-reduction plan for your unique situation is available online at www.zilchworks.com. You can ...
CBS MoneyWatch.com - Mark Miller - Jan 28, 2010
The free Credit Card Math calculator at ZilchWorks, a handy tool, can show you how to develop a rapid debt reduction plan to rid yourself of the plastic albatross.
GetOutOfDebt.org - Steve Rhode - Mar 25, 2010
What concerns me is that all of the features of creating a personalized plan to get out of debt in the fastest time and save the most amount of money doing it can be achieved with ZilchWorks that only costs a one-time fee of $39.95.
❝You'd think someone with a Finance degree would be able to avoid debt❞
You'd think someone with a Finance degree would be able to avoid debt, but my husband and I hadn't avoided it. I had quit working to raise our family, and two of our children had major medical bills. We found ourselves in over $80,000 of mostly unsecured debt. I was desperate when I found ZilchWorks. Your software was like a ray of light shining in on our dark situation.Lovina Penry - California
When I SAW, that we could be debt free by 2011, even though that was years away, it was just the motivation I needed. The printed reports have been vital in our success. They keep me on track when I am tempted to spend money I shouldn't be. I keep them handy so I can glance at them and remind myself where we are headed. The idea that we will have financial freedom THIS YEAR is exhilarating!
I now have the desire to help others get out of their debt situations, so I am happy to tell the world that ZilchWorks can get you there. And by the way, this is a “paid” testimony... we've been “paid” all the interest that would have been shelled out to lenders had I not found this program.
I pray we never find ourselves back in the credit card mess we were in. But if for some emergency we do, I will have the tools ZilchWorks taught me to get us out of it!
zilchworks.com is owned and operated by Michael J. Riley, a retired United States Marine Corps Gunnery Sergeant. Riley's easy to use Zilch software has been helping people get themselves out of debt since 1991.