Og Mandino's Secrets to Success

• 1. Today I begin a new life
• 2: I will greet this day with love in my heart
• 3: I will persist until I succeed
• 4. I am natures greatest miracle
• 5. I will live this day as if it is my last
• 6. Today i will be master of my emotions
• 7. I will laugh at the world
• 8. Today I will multiply my value a hundredfold
• 9. I will act now
• 10. I will pray for guidance
• End

❝Shortly after I started using Zilch I was eligible to buy a house❞

I was looking through my cancelled checks to shred old records and found a check to you for Zilch written on 10/3/1999 for $34.00. Money well spent.

Thank you. Your program accelerated my debt reduction. Shortly after I started using Zilch I was eligible to buy a house and have almost never carried a balance into the next month.

Thanks again.

Rodney Nibbe - Minnesota