Og Mandino's Secrets to Success

• 1. Today I begin a new life
• 2: I will greet this day with love in my heart
• 3: I will persist until I succeed
• 4. I am natures greatest miracle
• 5. I will live this day as if it is my last
• 6. Today i will be master of my emotions
• 7. I will laugh at the world
• 8. Today I will multiply my value a hundredfold
• 9. I will act now
• 10. I will pray for guidance
• End

❝I realized that with this tool I could be my own debt counselor!❞

I found myself in the predicament of high credit balances. I heard the ads on the radio and TV about debt counselors, and credit counseling companies. I did not feel safe, or comfortable about contacting these strangers and trusting them with all my information.

I did not have the time to go through their process and was suspicious of the true cost of their assistance. Then I found out about ZilchWorks, ordered it, installed it and realized that with this tool I could be my own debt counselor!

This program is so easy to use and does what all the other companies want to charge you for. I was able to work out my payment plan in the privacy of my home. ZilchWorks showed me exactly what to do to reduce my debt as quickly as possible. I am gaining back my financial freedom with ZilchWorks. Thank you Michael for creating this wonderful program.

Kathy McClain, Ed.S. Career Educator - Michigan