Step 1: Make A List of All Your Debts

Use the built-in data entry worksheet to make a list of all your debts. When filling out the worksheet don't spend time trying to prioritize your debts. Our software will put them in the right order for you.

Step 1 - List All Your Debts

Believe or not, this is the hardest step in the whole process. Why? Because it makes you take action. It makes you look at your debts. It makes you look at how much money you owe. This may be something you have wanted to do for a long time but kept putting off. That's why this is the hardest part.

Important: When you write down your debts don't try and prioritize the pay off order our software will do this for you. just concentrate on finding your debts and getting them listed on the worksheet.

File > Print WorkSheet...

 

Completed Example:
Here is an example of a completed data entry worksheet with 5 credit cards and 1 loan.

( ZilchWorks Data Entry Worksheet )

❝I wish I had known about this program before paying $45 a month❞

I have a goal, which is to retire soon and spend time with my 2 awesome grandsons, ages 6 and 8. You are going to help make that happen because I'm going to use ZilchWorks to pay off my mortgage as fast as I can.

I originally learned about your software from a friend who uses it. She swears by it! In the past I have used a debt management company to pay off $32,000 of credit card debt, and am paying my last $1,000 on those cards. It has taken 8 long years. I wish I had known about this program before paying that company $45 a month to do what I could have done myself in a shorter length of time.

Thank you for creating this awesome software. God bless you.

Marlena B. - Canton, Texas

I have a goal, which is to retire soon and spend time with my 2 awesome grandsons, ages 6 and 8. You are going to help make that happen because I'm going to use ZilchWorks to pay off my mortgage as fast as I can.

I originally learned about your software from a friend who uses it. She swears by it! In the past I have used a debt management company to pay off $32,000 of credit card debt, and am paying my last $1,000 on those cards. It has taken 8 long years. I wish I had known about this program before paying that company $45 a month to do what I could have done myself in a shorter length of time.

Thank you for creating this awesome software. God bless you.

Marlena B. - Canton, Texas
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Why ZilchWorks

If you can fill out a check, you can use our software. It really is that simple.